15th North -Western Banking Conference Saint Petersburg 7 July – 10 July 2010   Organization Committee phone numbers during the Conference 8 (901) 309-30-16, 494-58-30   Dear Sirs,         On behalf of the Organizing Committee, we invite you to participate in the 15th North-Western Banking Conference to be held on 7-10 July 2010 in Saint Petersburg at the Angleterre/Astoria Hotel Complex, 39 Bolshaya Morskaya Street, Saint Petersburg, Russia.   The North-Western Banking Conference has been traditionally organized by the Bank of Russia Saint Petersburg Department, Association of Russian Banks, Saint Petersburg Union of Industrialists and Entrepreneurs (Employers), and Promsvyazbank (PSB).   CEOs of Russian, CIS and Baltic States’ commercial banks, as well as international bankers will attend the conference. The two-day conference agenda draws together speeches and presentations by officials of Russia's Central Bank and Association of Russian Banks, government officials, representatives of international rating agencies, audit and consulting firms, commercial banks and corporates.   The ever-growing participation base and practical orientation of the Conference have earned it a reputation of a major banking sector event. More than four hundred participants from thirty countries and twenty Russian regions have traditionally attended the Conference.    The 15th North-Western Banking Conference Key Themes:     ·       Banks Amid Economic Volatility: Stagnation or Development? ·       In Search of Development: Efficient Business Process Management in Banking ·       Banks and Real Economy: Relation “Overhaul”? ·       Legal Protection of Lender Interests: Challenges and Solutions ·       Current Challenges in Interbank and Financial Markets   A series of panel discussions will be held as part of the North-Western Banking Conference: Modern-day International Corporate Financing Technologies; SME Lending in Current Economic Environment; Factoring as a Relevant Instrument for Russian Corporate Financing.   The official Conference agenda will be finalized upon discussions with the speakers. The draft agenda and the list of participants are made available at: www.nwbc.ru.   As the Conference will be held during the White Nights, the most romantic time in Saint Petersburg, the organizers intend to offer the Conference participants opportunities to combine business with pleasure.     To register for the Conference, please fill out the Registration Form on our website. Your registration will be valid upon receipt of the registration fee.   Conference website: www.nwbc.ru E-mail: conference@spb.psbank.ru Organizing Committee phone: (812) 332-4848, 718-5340.   We are looking forward to seeing you in Saint Petersburg.   Sincerely,   Garegin Tosunyan President Association of Russian Banks Nadezhda Savinskaya Head of Saint Petersburg Department of the Central Bank of Russia   Vladimir Dzhikovich President Association of North-Western Banks         Anatoly Turchak President Union of Industrialists and Entrepreneurs of Saint Petersburg   Alexander Levkovsky President Promsvyazbank